Aptos: Leading a New Era of Global On-Chain Payments

Every year, the global cross-border capital flow exceeds 190 trillion USD, yet the financial infrastructure supporting this massive scale remains stuck in the pre-Internet era. These traditional systems operate slowly and at a high cost, constrained by outdated networks and cumbersome intermediaries, making them as inefficient as watching high-definition videos over dial-up Internet. In today's world, content, communication, and computing can be transmitted instantaneously and without borders, yet cross-border remittances still take days to arrive. Despite the enormous scale of the global financial market, involving values exceeding 270 trillion USD, its infrastructure is overwhelmed and in urgent need of innovation.

Stablecoins: Pioneering a New Paradigm for Currency Payments

Stablecoins, as digital assets pegged to fiat currencies, are rapidly developing into important financial tools in the real world. Currently, the total market capitalization of stablecoins has reached $250 billion, accounting for about 60% of the total on-chain transaction volume. It is expected that in 2024, the total on-chain stablecoin transaction volume will reach $24 trillion, with approximately $7.6 trillion used for payments.

The programmable, composable, and always-on characteristics of stablecoins enable funds to flow rapidly, securely, and flexibly across networks. However, to fully realize the potential of stablecoins, a modern blockchain that matches these needs is required: high throughput, low fees, and optimized for real-world application scenarios.

Aptos: A Blockchain Infrastructure Born for Payments

The Aptos network is renowned for its outstanding performance and extremely low latency, making it an ideal infrastructure for the new era of on-chain payments. It can complete transaction confirmations in less than 1 second and is expected to scale to hundreds of thousands of transactions per second in the future. The transaction fees are extremely low, averaging only $0.00055, making micropayments a reality.

Aptos's smart contracts grant programmability to funds, allowing developers to seamlessly integrate stablecoins into applications, automate workflows, and collaborate efficiently with other on-chain services. In short, Aptos is a blockchain built for "internet-scale capital flows."

This vision has already begun to bear fruit: Aptos is one of the few blockchains that natively supports the three major USD stablecoins. In just a few months since its launch, the circulation scale of stablecoins on Aptos has exceeded 1.3 billion USD, with a monthly trading volume surpassing 30 billion USD. This data is comparable to the most active blockchains in the cryptocurrency space and is still growing rapidly.

Real Payment Applications on Aptos

Thanks to the speed, scalability, and programmability of Aptos, more and more developers and enterprises are choosing to build applications here, and real-world payment use cases continue to emerge:

• Cross-border transfers: completed in seconds, no intermediaries or delays.
• Global Salary Distribution: Instant Arrival, Extremely Low Cost
• Merchant payments: No high fees, no waiting period
• Financial institutions: Can complete millions of payments on-chain in one go, settling within seconds.
• Content and Creator Economy: Supports millisecond-level micropayments, suitable for content, gaming, and IoT scenarios.

Aptos has broken the limitations of traditional financial channels, and its borderless, around-the-clock, programmable features provide a new financial innovation platform for developers and institutions.

Opening a New Era of Finance

This is not only a breakthrough in blockchain technology, but also signifies a comprehensive upgrade of payment standards. The combination of stablecoins and the high-performance blockchain Aptos means that the flow of funds will be as free and efficient as the dissemination of information.

Driven by continuous innovation in the Aptos ecosystem, the network is gradually becoming the strongest in performance, highest in security, and most developer-friendly infrastructure in the on-chain payment field. Developers, entrepreneurs, and financial institutions are leveraging Aptos's powerful capabilities to collaboratively build the future of payments.

A borderless, always-on financial network is no longer an unattainable dream; it is gradually being realized on Aptos.